Privacy Policy

TERMS OF USE
By using Live N Lavish Event’s (the “ Company”) website (https://livenlavishevents.com you agree to follow and be bound by these terms of
use (“Terms of Use”), and the Privacy Policy and Full Disclaimer, which are hereby incorporated into these Terms of Use. In these
Terms of Use, the words “you” and “your” refer to each Site visitor or user, “we”, “us” and “our” refer to the Site and the Company,
and “Services” refers to all services provided by us.
We may revise these Terms of Use at any time without notice to you. It is your responsibility to review these Terms of Use periodically.
If at any time you find these Terms of Use unacceptable or if you do not agree to these Terms of Use, please do not use this Site. If you
have any questions about these Terms of Use, please contact us at [email protected]
BY USING THE SITE AND/OR OFFERINGS AVAILABLE ON THIS SITE, YOU GIVE YOUR CONSENT THAT ALL PERSONAL DATA THAT YOU
SUBMIT MAY BE PROCESSED BY US IN THE MANNER AND FOR THE PURPOSES DESCRIBED BELOW. IF YOU DO NOT AGREE TO THESE
TERMS AND CONDITIONS, DO NOT USE THE SITE.
Ownership. This Site is owned and operated by the Company. All right, title and interest in and to the materials provided on this Site,
including but not limited to information, documents, logos, graphics, sounds and images (the “Materials”) are owned or licensed
either by the Company or by our respective third party authors, developers or vendors. Except as may be expressly stated on the Site
or in these Terms of Use, none of the Materials may be copied, reproduced, republished, downloaded, uploaded, posted, displayed,
transmitted or distributed in any way and nothing on this Site shall be construed to confer any license under any of the Company’s
intellectual property rights, whether by estoppel, implication or otherwise. See the “Contact Information” below if you have any
questions about obtaining such licenses. The Company does not sell, license, lease or otherwise provide any of the Materials other
than those specifically identified as being provided by the Site. Any rights not expressly granted herein are reserved by the Company.
Use of Materials. Any unauthorized use of any Materials contained on this Site may violate copyright laws, trademark laws, laws of
privacy and publicity, communications regulations and statutes as well as other rights, laws, rules, regulations and statutes.
Links to Third Party Sites. This Site may contain links to Web sites controlled by parties other than the Site (each a “Third Party Site”).
The Company may work with a number of partners and affiliates whose sites are linked with the Site. Both the Company and the Site
are not responsible for and do not endorse or accept any responsibility for the availability, contents, products, services or use of any
Third Party Site, any Site accessed from a Third Party Site, or any changes or updates to such sites. The Company makes no
guarantees about the content or quality of the products or services provided by such sites. The Company is not responsible for
webcasting or any other form of transmission received from any Third Party Site. The Company is providing these links to you only as
a convenience, and the inclusion of any link does not imply endorsement by the Company of the Third Party Site. You acknowledge
that you bear all risks associated with access to and use of content provided on a Third Party Site and agree that neither the Company
nor the Site are responsible for any loss or damage of any sort you may incur from dealing with a third party. You should contact the
site administrator for the applicable Third Party Site if you have any concerns regarding such links or the content located on any such
Third Party Site.
Our Limited License to You This Site and all the materials available on the Site are the property of us and/or our affiliates or
licensors, and are protected by copyright, trademark, and other intellectual property laws. The Site is provided solely for your
personal noncommercial use. You may not use the Site or the materials available on the Site in a manner that constitutes an
infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms of
Service or by the owner of the materials, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell,
create derivative works, exploit, or distribute in any manner or medium (including by email or other electronic means) any material
from the Site. You may, however, from time to time, download and/or print one copy of individual pages of the Site for your personal,
non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Your License to Us.By posting or submitting any material (including, without limitation, comments, blog entries, Facebook postings,
photos and videos) to us via the Site, internet groups, social media venues, or to any of our staff via email, text or otherwise, you are
representing: (i) that you are the owner of the material, or are making your posting or submission with the express consent of the
owner of the material; and (ii) that you are thirteen years of age or older. In addition, when you submit, email, text or deliver or post
any material, you are granting us, and anyone authorized by us, a royalty-free, perpetual, irrevocable, non-exclusive, unrestricted,
worldwide license to use, copy, modify, transmit, sell, exploit, create derivative works from, distribute, and/or publicly perform or
display such material, in whole or in part, in any manner or medium, now known or hereafter developed, for any purpose. The
foregoing grant shall include the right to exploit any proprietary rights in such posting or submission, including, but not limited to,
rights under copyright, trademark, service mark or patent laws under any relevant jurisdiction. Also, in connection with the exercise
of such rights, you grant us, and anyone authorized by us, the right to identify you as the author of any of your postings or
submissions by name, email address or screen name, as we deem appropriate.
You acknowledge and agree that any contributions originally created by you for us shall be deemed a “work made for hire” when the
work performed is within the scope of the definition of a work made for hire in Section 101 of the United States Copyright Law, as
amended. As such, the copyrights in those works shall belong to COMPANY from their creation. Thus, COMPANY shall be deemed the
author and exclusive owner thereof and shall have the right to exploit any or all of the results and proceeds in any and all media, now
known or hereafter devised, throughout the universe, in perpetuity, in all languages, as COMPANY determines. In the event that any
of the results and proceeds of your submissions hereunder are not deemed a “work made for hire” under Section 101 of the Copyright
Act, as amended, you hereby, without additional compensation, irrevocably assign, convey and transfer to COMPANY all proprietary
rights, including without limitation, all copyrights and trademarks throughout the universe, in perpetuity in every medium, whether
now known or hereafter devised, to such material and any and all right, title and interest in and to all such proprietary rights in every
medium, whether now known or hereafter devised, throughout the universe, in perpetuity. Any posted material which are
reproductions of prior works by you shall be co-owned by us.
You acknowledge that COMPANY has the right but not the obligation to use and display any postings or contributions of any kind and
that COMPANY may elect to cease the use and display of any such materials (or any portion thereof), at any time for any reason
whatsoever.
The Company has the right, in our sole and absolute discretion, to (i) edit, redact or otherwise change any User Content, (ii) recategorize any User Content to place it in a more appropriate location or (iii) pre-screen or delete any User Content that is determined
to be inappropriate or otherwise in violation of these Terms of Use, including but not limited to User Content containing offensive
language and advertisements.
You are legally and ethically responsible for any User Content – writings, files, pictures or any other work that you post or transmit
using any service of the Site that allows interaction or dissemination of information. In posting User Content, you are responsible for
honoring the rights of others, including intellectual-property rights (copyright, patent and trademark), the right to privacy and the
right not to be libeled or slandered. For example, if you wish to post a copyrighted work as User Content, you are responsible for first
obtaining the copyright holder’s permission.
The posting of User Content for any illegal activity under the laws of the State of Florida and the United States is a violation of these
Terms of Use. Since the law as to jurisdiction of online systems is unsettled, we urge you to consider the possible effect of laws
outside the Company’s locality or your own residence. The Company is open to members worldwide (and works published on the
World Wide Web, Usenet or other such services are accessible to anyone on the Internet), and the Company cannot guarantee that
you will not run into legal trouble in other jurisdictions over your posting. You agree not use the Site in any way that could damage,
disable, or impair any Services provided by the Company (or the network(s) connected to the Site), violate the privacy and security of
other users, or interfere with any user’s use and enjoyment of any of the Site. You agree not to attempt to gain unauthorized access to
any services offered on the Site, other accounts, computer systems or networks connected to the Site, through hacking, password
mining or any other means. You agree not to obtain or attempt to obtain any materials or information through any means not
intentionally made available through the Site.
Disclaimers
Throughout the Site, we may provide links and pointers to Internet sites maintained by third parties. Our linking to such third-party
sites does not imply an endorsement or sponsorship of such sites, or the information, products or services offered on or through the
sites. In addition, neither we nor affiliates operate or control in any respect any information, products or services that third parties
may provide on or through the Site or on websites linked to by us on the Site.
If applicable, any opinions, advice, statements, services, offers, or other information or content expressed or made available by third
parties, including information providers, are those of the respective authors or distributors, and not COMPANY. Neither COMPANY nor
any third-party provider of information guarantees the accuracy, completeness, or usefulness of any content. Furthermore, COMPANY
neither endorses nor is responsible for the accuracy and reliability of any opinion, advice, or statement made on any of the Sites by
anyone other than an authorized COMPANY representative while acting in his/her official capacity.
THE INFORMATION, PRODUCTS AND SERVICES OFFERED ON OR THROUGH THE SITE AND BY AR AND ANY THIRD-PARTY SITES ARE
PROVIDED “AS IS” AND WITHOUT WARRANTIES OF ANY KIND EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMISSIBLE
PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED
WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. WE DO NOT WARRANT THAT THE SITE OR ANY OF ITS
FUNCTIONS WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT ANY PART OF THIS SITE,
INCLUDING BULLETIN BOARDS, OR THE SERVERS THAT MAKE IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL
COMPONENTS.
WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SITE OR
MATERIALS ON THIS SITE OR ON THIRD-PARTY SITES IN TERMS OF THEIR CORRECTNESS, ACCURACY, TIMELINESS, RELIABILITY OR
OTHERWISE.
You agree at all times to defend, indemnify and hold harmless COMPANY its affiliates, their successors, transferees, assignees and
licensees and their respective parent and subsidiary companies, agents, associates, officers, directors, shareholders and employees
of each from and against any and all claims, causes of action, damages, liabilities, costs and expenses, including legal fees and
expenses, arising out of or related to your breach of any obligation, warranty, representation or covenant set forth herein.
OBTAINING ANY MATERIALS THROUGH THE USE OF THE SITE IS DONE AT YOUR OWN DISCRETION AND AT YOUR OWN RISK. THE
COMPANY SHALL HAVE NO RESPONSIBILITY FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR LOSS OF DATA THAT RESULTS FROM
THE DOWNLOAD OF ANY CONTENT, MATERIALS, INFORMATION OR SOFTWARE.
Interactive Features
This Site may include a variety of features, such as bulletin boards, web logs, chat rooms, and email services, which allow feedback to
us and real-time interaction between users, and other features which allow users to communicate with others. Responsibility for what
is posted on bulletin boards, web logs, chat rooms, and other public posting areas on the Site, or sent via any email services on the
Site, lies with each user – you alone are responsible for the material you post or send. We do not control the messages, information or
files that you or others may provide through the Site. It is a condition of your use of the Site that you do not:
•Restrict or inhibit any other user from using and enjoying the Site.
•Use the Site to impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
•Interfere with or disrupt any servers or networks used to provide the Site or its features, or disobey any requirements, procedures,
policies or regulations of the networks we use to provide the Site.
•Use the Site to instigate or encourage others to commit illegal activities or cause injury or property damage to any person.
•Gain unauthorized access to the Site, or any account, computer system, or network connected to this Site, by means such as
hacking, password mining or other illicit means.
•Obtain or attempt to obtain any materials or information through any means not intentionally made available through this Site.
•Use the Site to post or transmit any unlawful, threatening, abusive, libelous, defamatory, obscene, vulgar, pornographic, profane or
indecent information of any kind, including without limitation any transmissions constituting or encouraging conduct that would
constitute a criminal offense, give rise to civil liability or otherwise violate any local, state, national or international law.
•Use the Site to post or transmit any information, software or other material that violates or infringes upon the rights of others,
including material that is an invasion of privacy or publicity rights or that is protected by copyright, trademark or other proprietary
right, or derivative works with respect thereto, without first obtaining permission from the owner or rights holder.
•Use the Site to post or transmit any information, software or other material that contains a virus or other harmful component.
•Use the Site to post, transmit or in any way exploit any information, software or other material for commercial purposes, or that
contains advertising.
•Use the Site to advertise or solicit to anyone to buy or sell products or services, or to make donations of any kind, without our
express written approval.
•Gather for marketing purposes any email addresses or other personal information that has been posted by other users of the Site.
COMPANY may host message boards, chats and other public forums on its Sites. Any user failing to comply with the terms and
conditions of this Agreement may be expelled from and refused continued access to, the message boards, chats or other public
forums in the future. COMPANY or its designated agents may remove or alter any user-created content at any time for any reason.
Message boards, chats and other public forums are intended to serve as discussion centers for users and subscribers. Information and
content posted within these public forums may be provided by COMPANY staff, COMPANY ‘s outside contributors, or by users not
connected with COMPANY , some of whom may employ anonymous user names. COMPANY expressly disclaims all responsibility and
endorsement and makes no representation as to the validity of any opinion, advice, information or statement made or displayed in
these forums by third parties, nor are we responsible for any errors or omissions in such postings, or for hyperlinks embedded in any
messages. Under no circumstances will we, our affiliates, suppliers or agents be liable for any loss or damage caused by your reliance
on information obtained through these forums. The opinions expressed in these forums are solely the opinions of the participants,
and do not reflect the opinions of COMPANY or any of its subsidiaries or affiliates.
COMPANY has no obligation whatsoever to monitor any of the content or postings on the message boards, chat rooms or other public
forums on the Sites. However, you acknowledge and agree that we have the absolute right to monitor the same at our sole discretion.
In addition, we reserve the right to alter, edit, refuse to post or remove any postings or content, in whole or in part, for any reason and
to disclose such materials and the circumstances surrounding their transmission to any third party in order to satisfy any applicable
law, regulation, legal process or governmental request and to protect ourselves, our clients, sponsors, users and visitors.
Limitation of Liability
UNDER NO CIRCUMSTANCES, INCLUDING, BUT NOT LIMITED TO, NEGLIGENCE, SHALL WE, OUR SUBSIDIARY AND PARENT COMPANIES
OR AFFILIATES BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL OR CONSEQUENTIAL DAMAGES THAT RESULT FROM THE
USE OF, OR THE INABILITY TO USE, THE SITE, INCLUDING OUR MESSAGING, BLOGS, COMMENTS OF OTHERS, BOOKS, EMAILS,
PRODUCTS, OR SERVICES, OR THIRD-PARTY MATERIALS, PRODUCTS, OR SERVICES MADE AVAILABLE THROUGH THE SITE OR BY US IN
ANY WAY, EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. (BECAUSE SOME STATES DO NOT ALLOW
THE EXCLUSION OR LIMITATION OF CERTAIN CATEGORIES OF DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IN SUCH
STATES, OUR LIABILITY AND THE LIABILITY OF OUR SUBSIDIARY AND PARENT COMPANIES OR AFFILIATES IS LIMITED TO THE FULLEST
EXTENT PERMITTED BY SUCH STATE LAW.) YOU SPECIFICALLY ACKNOWLEDGE AND AGREE THAT WE ARE NOT LIABLE FOR ANY
DEFAMATORY, OFFENSIVE OR ILLEGAL CONDUCT OF ANY USER. IF YOU ARE DISSATISFIED WITH THE SITE, ANY MATERIALS, PRODUCTS,
OR SERVICES ON THE SITE, OR WITH ANY OF THE SITE’S TERMS AND CONDITIONS, YOUR SOLE AND EXCLUSIVE REMEDY IS TO
DISCONTINUE USING THE SITE AND THE PRODUCTS, SERVICES AND/OR MATERIALS.
THIS SITE IS CONTINUALLY UNDER DEVELOPMENT AND COMPANY MAKES NO WARRANTY OF ANY KIND, IMPLIED OR EXPRESS, AS TO
ITS ACCURACY, COMPLETENESS OR APPROPRIATENESS FOR ANY PURPOSE.
NEITHER COMPANY NOR ITS OWNERS, OFFICERS, DIRECTORS, EMPLOYEES, SUBSIDIARIES, AFFILIATES, LICENSORS, SERVICE
PROVIDERS, CONTENT PROVIDERS AND AGENTS ARE FINANCIAL ADVISERS AND NOTHING CONTAINED ON THE SITE IS INTENDED TO
BE OR TO BE CONSTRUED AS FINANCIAL ADVICE.
THE SITE EXISTS FOR EDUCATIONAL PURPOSES ONLY, AND THE MATERIALS AND INFORMATION CONTAINED HEREIN ARE FOR
GENERAL INFORMATIONAL PURPOSES ONLY.
THE EDUCATION AND INFORMATION PRESENTED HEREIN IS INTENDED FOR A GENERAL AUDIENCE AND DOES NOT PURPORT TO BE,
NOR SHOULD IT BE CONSTRUED AS, SPECIFIC ADVICE TAILORED TO ANY INDIVIDUAL. YOU ARE ENCOURAGED TO DISCUSS ANY
OPPORTUNITIES WITH YOUR ATTORNEY, ACCOUNTANT, FINANCIAL PROFESSIONAL OR OTHER ADVISOR.
The information contained in this program (including but not limited to content in any format) is based on sources and information
reasonably believed to be accurate as of the time it was recorded or created. However, this material deals with topics that are
constantly changing and are subject to ongoing changes related to technology and the market place as well as legal and related
compliance issues. Therefore, the completeness and current accuracy of the materials cannot be guaranteed. These materials do not
constitute legal, compliance, financial, tax, accounting, or related advice.
The end user of this information should therefore use the contents of this program and the materials as a general guideline and not as
the ultimate source of current information and when appropriate the user should consult their own legal, accounting or other
advisors.
Any case studies, examples, illustrations cannot guarantee that the user will achieve similar results. In fact, your results may vary
significantly and factors such as your market, personal effort and many other circumstances may and will cause results to vary.
THE INFORMATION PROVIDED IN THIS PRODUCT IS SOLD AND PROVIDED ON AN “AS IS”  BASIS. COMPANY DOES NOT PROMISE OR
GUARANTEE ANY INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION CONTAINED HEREIN. THOSE RESULTS ARE
YOUR RESPONSIBILITY AS THE END USER OF THE PRODUCT. (SOME STATES DO NOT ALLOW LIMITED WARRANTIES, SO THIS MAY NOT
APPLY TO YOU.) IN PARTICULAR, COMPANY SHALL NOT BE LIABLE TO USER OR ANY OTHER PARTY FOR ANY DAMAGES, OR COSTS, OF
ANY CHARACTER INCLUDING BUT NOT LIMITED TO DIRECT OR INDIRECT, CONSEQUENTIAL, SPECIAL, INCIDENTAL, OR OTHER COSTS
OR DAMAGES, IN EXCESS OF THE PURCHASE PRICE OF THE PRODUCT OR SERVICES. THESE LIMITATIONS MAY BE AFFECTED BY THE
LAWS OF PARTICULAR STATES AND
YOUR USE OF THE INFORMATION CONTAINED HEREIN IS AT YOUR OWN RISK. THE CONTENT IS PROVIDED ‘AS IS’ AND WITHOUT
WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED. COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING, BUT NOT LIMITED
TO, ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT.
COMPANY DOES NOT PROMISE OR GUARANTEE ANY INCOME OR PARTICULAR RESULT FROM YOUR USE OF THE INFORMATION
CONTAINED HEREIN.COMPANY ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ERRORS OR OMISSIONS IN THE INFORMATION
CONTAINED HEREIN.
COMPANY WILL NOT BE LIABLE FOR ANY INCIDENTAL, DIRECT, INDIRECT, PUNITIVE, ACTUAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY,
OR OTHER DAMAGES, INCLUDING, BUT NOT LIMITED TO, LOSS OF REVENUE OR INCOME, PAIN AND SUFFERING, EMOTIONAL
DISTRESS, OR SIMILAR DAMAGES, EVEN IF COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. IN NO EVENT WILL
THE COLLECTIVE LIABILITY OF COMPANY TO ANY PARTY (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR
OTHERWISE) EXCEED THE GREATER OF $100 OR THE AMOUNT YOU HAVE PAID TO COMPANY FOR THE INFORMATION, PRODUCT OR
SERVICE OUT OF WHICH LIABILITY AROSE. UNDER NO CIRCUMSTANCES WILL COMPANY BE LIABLE FOR ANY LOSS OR DAMAGE
CAUSED BY YOUR RELIANCE ON THE INFORMATION CONTAINED HEREIN. IT IS YOUR RESPONSIBILITY TO EVALUATE THE ACCURACY,
COMPLETENESS OR USEFULNESS OF ANY INFORMATION, OPINION, ADVICE OR OTHER CONTENT CONTAINED HEREIN. PLEASE SEEK
THE ADVICE OF PROFESSIONALS, AS APPROPRIATE, REGARDING THE EVALUATION OF ANY SPECIFIC INFORMATION, OPINION, ADVICE
OR OTHER CONTENT.
We have the right to:
•Remove or refuse to post any User Content for any or no reason in our sole discretion.
•Take any action with respect to any User Content that we deem necessary or appropriate in our sole discretion, including if we
believe that such User Content violates the Terms of Use, infringes any intellectual property right or other right of any person or
entity, threatens the personal safety of users of the Site or the public, or could create liability for the Company.
•Disclose your identity or other information about you to any third party who claims that material posted by you violates their rights,
including their intellectual property rights or their right to privacy.
•Take appropriate legal action, including without limitation, referral to law enforcement, for any illegal or unauthorized use of the
Site.
•Terminate or suspend your access to all or part of the Site for any reason or no reason, including without limitation, due to payment
disputes, or any violation of these Terms of Use.
Children. We do not knowingly collect any personal information from visitors or users of our site who are under the age of 13. If you
are under 13, please do not give us any personal information. We encourage parents and legal guardians to monitor their children’s
Internet usage and to help enforce our privacy policy by instructing their children to never provide personal information through the
Internet without their permission. If you have reason to believe that a child under the age of 13 has provided personal information to
us, please contact us, and we will endeavor to delete that information from our databases.
Termination
We may cancel or terminate your right to use the Site or any part of the Site at any time without notice. In the event of cancellation or
termination, you are no longer authorized to access the part of the Site affected by such cancellation or termination. The restrictions
imposed on you with respect to material downloaded from the Site, and the disclaimers and limitations of liabilities set forth in these
Terms of Service, shall survive.
Digital Millennium Copyright Act
The Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material
appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by
COMPANY infringe your copyright, you, or your agent may send to COMPANY a notice requesting that the material be removed or
access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with
requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon COMPANY actual
knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of
copyright infringement has been wrongly filed against you, the DMCA permits you to send to COMPANY a counter-notice. All notices
and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for
details.
Assignment
This Agreement shall be binding upon and inure to the benefit of COMPANY and our respective assigns, successors, heirs, and legal
representatives. Neither this Agreement nor any rights hereunder may be assigned without the prior written consent of COMPANY.
Notwithstanding the foregoing, all rights and obligations under this Agreement may be freely assigned by COMPANY to any affiliated
entity or any of its wholly owned subsidiaries.
Dispute Resolution
These Terms of Use shall be governed by and construed in accordance with the laws of the State of Florida and any dispute shall be
subject to binding arbitration in West Palm Beach, FL If any provision of this agreement shall be unlawful, void or for any reason
unenforceable, then that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability
of any remaining provisions.
Class Action Waiver
You may only resolve disputes with us on an individual basis, and may not bring a claim as a plaintiff or a class member in a class,
consolidated, or representative action. Class arbitrations, class actions, private attorney general actions, and consolidation with other
arbitrations aren’t allowed.
The arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a class or
representative proceeding or claims (such as a class action, consolidated action or private attorney general action) unless all relevant
parties specifically agree to do so following initiation of the arbitration.
Severability
If any clause within the Terms of Service (other than the Class Action Waiver clause above) is found to be illegal or unenforceable, that
clause will be severed from the Terms of Service, and the remainder of these Terms of Service will be given full force and effect. If the
Class Action Waiver clause is found to be illegal or unenforceable, the dispute will be decided by a court.
Copyright. All Site design, text, graphics, the selection and arrangement thereof, Copyright © 2020, Lavish Branding Academy. ALL
RIGHTS RESERVED.
Trademarks. The Company’s name, the Site, all images and text, and all page headers, custom graphics and button icons are service
marks, trademarks and/or trade dress of the Company. All other trademarks, product names and company names or logos cited
herein are the property of their respective owners.
Acknowledgment. BY USING THE COMPANY’S SERVICES OR ACCESSING THE COMPANY’S SITE, YOU ACKNOWLEDGE THAT YOU HAVE
READ THESE TERMS OF USE AND AGREE TO BE BOUND BY THEM.
Contact. If you have any questions about these Terms of Use, the practices of the Site, or your dealings with the Site, you can contact
us at [email protected]
PRIVACY POLICY
INTRODUCTION
Welcome to the Lavish Branding Academy’s (“Company”) privacy policy in c/o Live N Lavish Events (“Company”).
Company respects your privacy and is committed to protecting your personal data. This privacy policy will inform you as to how we
look after your personal data when you visit our website (regardless of where you visit it from) and tell you about your privacy rights
and how the law protects you.
Please use the Glossary to understand the meaning of some of the terms used in this privacy policy.
1.IMPORTANT INFORMATION AND WHO WE ARE
PURPOSE OF THIS PRIVACY POLICY
This privacy policy aims to give you information on how Company collects and processes your personal data through your use of this
website, including any data you may provide through this website when you purchase one of our products or services or take part in
any of our online marketing seminars or other course offerings.
This website is not intended for children and we do not knowingly collect data relating to children.
It is important that you read this privacy policy together with any other privacy policy or fair processing policy we may provide on
specific occasions when we are collecting or processing personal data about you so that you are fully aware of how and why we are
using your data. This privacy policy supplements other notices and privacy policies and is not intended to override them.
How We Collect and Use Information
We may collect and store personal or other information that you voluntarily supply to us online while using the Site (e.g., while on the
Site or in responding via email to a feature provided on the Site). The Site only contacts individuals who specifically request that we
do so or in the event that they have signed up to receive our messaging, attended one of our events, or have purchased one of our
products. The Site collects personally identifying information from our users during online registration and online purchasing.
Generally, this information includes name and e-mail address for registration or opt-in purposes and name, postal address, and
credit card information when registering for our events or purchasing our products. All of this information is provided to us by you.
We also collect and store information that is generated automatically as you navigate online through the Site. For example, we may
collect information about your computer’s connection to the Internet, which allows us, among other things, to improve the delivery
of our web pages to you and to measure traffic on the Site. We also may use a standard feature found in browser software called a
“cookie” to enhance your experience with the Site. Cookies are small files that your web browser places on your hard drive for recordkeeping purposes. By showing how and when visitors use the Site, cookies help us deliver advertisements, identify how many unique
users visit us, and track user trends and patterns. They also prevent you from having to re-enter your preferences on certain areas of
the Site where you may have entered preference information before. The Site also may use web beacons (single-pixel graphic files
also known as “transparent GIFs”) to access cookies and to count users who visit the Site or open HTML-formatted email messages.
We use the information we collect from you while you are using the Site in a variety of ways, including using the information to
customize features; advertising that appear on the Site; and, making other offers available to you via email, direct mail or otherwise.
We also may provide your information to third parties, such as service providers, contractors and third-party publishers and
advertisers for a variety of purposes. Unless you inform us in accordance with the process described below, we reserve the right to
use, and to disclose to third parties, all of the information collected from and about you while you are using the Site in any way and
for any purpose, such as to enable us or a third party to provide you with information about products and services. If you do not wish
your information to be used for these purposes, you must send a letter to the Online Privacy Coordinator whose address is listed at
the end of this Privacy Policy requesting to be taken off any lists of information that may be used for these purposes or that may be
given or sold to third-parties.
Please keep in mind that whenever you voluntarily make your personal information available for viewing by third parties online – for
example on message boards, web logs, through email, or in chat areas – that information can be seen, collected and used by others
besides us. We cannot be responsible for any unauthorized third-party use of such information.
Some of our third-party advertisers and ad servers that place and present advertising on the Site also may collect information from
you via cookies, web beacons or similar technologies. These third-party advertisers and ad servers may use the information they
collect to help present their advertisements, to help measure and research the advertisements’ effectiveness, or for other purposes.
The use and collection of your information by these third-party advertisers and ad servers is governed by the relevant third-party’s
privacy policy and is not covered by our Privacy Policy. Indeed, the privacy policies of these third-party advertisers and ad servers
may be different from ours. If you have any concerns about a third party’s use of cookies or web beacons or use of your information,
you should visit that party’s website and review its privacy policy.
The Site also includes links to other websites and provides access to products and services offered by third parties, whose privacy
policies we do not control. When you access another website or purchase third-party products or services through the Site, use of any
information you provide is governed by the privacy policy of the operator of the site you are visiting or the provider of such products
or services.
We may also make some content, products and services available through our Site or by emailing messages to you through
cooperative relationships with third-party providers, where the brands of our provider partner appear on the Site in connection with
such content, products and/or services. We may share with our provider partner any information you provide, or that is collected, in
the course of visiting any pages that are made available in cooperation with our provider partner. In some cases, the provider partner
may collect information from you directly, in which cases the privacy policy of our provider partner may apply to the provider
partner’s use of your information. The privacy policy of our provider partners may differ from ours. If you have any questions
regarding the privacy policy of one of our provider partners, you should contact the provider partner directly for more information.
Be aware that we may occasionally release information about our visitors when release is appropriate to comply with law or to
protect the rights, property or safety of users of the Site or the public.
Please also note that as our business grows, we may buy or sell various assets. In the unlikely event that we sell some or all of our
assets, or one or more of our websites is acquired by another company, information about our users may be among the transferred
assets.
Google Analytics
We also use Google Analytics Advertiser Features to optimize our business. Advertiser features include:
•Remarketing with Google Analytics
•Google Display Network Impression Reporting
•DoubleClick Platform integrations
•Google Analytics Demographics and Interest Reporting
By enabling these Google Analytics Display features, we are required to notify our visitors by disclosing the use of these features and
that we and third-party vendors use first-party cookies (such as the Google Analytics cookie) or other first-party identifiers, and thirdparty cookies (such as the DoubleClick cookie) or other third-party identifiers together to gather data about your activities on our
Site. Among other uses, this allows us to contact you if you begin to fill out our check-out form but abandon it before completion with
an email reminding you to complete your order. The “Remarketing” feature allows us to reach people who previously visited our Site,
and match the right audience with the right advertising message.
You can opt out of Google’s use of cookies by visiting Google’s ad settings and/or you may opt out of a third-party vendor’s use of
cookies by visiting the Network Advertising Initiative opt-out page.
Facebook
As advertisers on Facebook and through our Facebook page, we, (not Facebook) may collect content or information from a Facebook
user and such information may be used in the same manner specified in this Privacy Policy. You consent to our collection of such
information.
We abide by Facebook’s Data Use Restrictions.
•Any ad data collected, received or derived from our Facebook ad (“Facebook advertising data”) is only shared with someone acting
on our behalf, such as our service provider. We are responsible for ensuring that our service providers protect any Facebook
advertising data or any other information obtained from us, limit our use of all of that information, and keep it confidential and
secure.
•We do not use Facebook advertising data for any purpose (including retargeting, commingling data across multiple advertisers’
campaigns, or allowing piggybacking or redirecting with tags), except on an aggregate and anonymous basis (unless authorized by
Facebook) and only to assess the performance and effectiveness of our Facebook advertising campaigns.
•We do not use Facebook advertising data, including the targeting criteria for a Facebook ad, to build, append to, edit, influence, or
augment user profiles, including profiles associated with any mobile device identifier or other unique identifier that identifies any
particular user, browser, computer or device.
•We do not transfer any Facebook advertising data (including anonymous, aggregate, or derived data) to any ad network, ad
exchange, data broker or other advertising or monetization related service.
General Data Privacy Regulation (GDPR)
The GDPR took effect on May 25, 2018, and is intended to protect the data of European Union (EU) citizens.
As a company that markets its site, content, products and/or services online we do not specifically target our marketing to the EU or
conduct business in or to the EU in any meaningful way. If the data that you provide to us in the course of your use of our site,
content, products and/or services is governed by GDPR, we will abide by the relevant portions of the Regulation.
If you are a resident of the European Economic Area (EEA), or are accessing this site from within the EEA, you may have the right to
request: access to, correction of, deletion of; portability of; and restriction or objection to processing, of your personal data, from us.
This includes the “right to be forgotten.”
To make any of these requests, please contact our GDPR contact at [email protected]
The California Consumer Privacy Act (CCPA)
The CCPA takes effect on January 1, 2020, and is intended to protect the personal information of California residents.
The CCPA has certain threshold requirements which a company must meet in order to be required to comply with its provisions.
Upon information and belief, our company does not meet those thresholds. In the event of a change in our status, and if the data that
you provide in the course of your use of our site, content, products and/or services is governed by CCPA, we will abide by the relevant
portions of the Act.
If you are a resident of the state of California, you may have the right to: request disclosure of the personal information we have
collected about you and the types of third parties with whom it has been shared; request a portable copy of your information; opt out
from marketing messages or the sale of your information to third parties; and request deletion of your personal information.
To make these requests, please contact our CCPA contact at [email protected]
Proposed Florida Consumer Privacy Act
Florida lawmakers have introduced companion bills in the Florida House (HB 963) and Senate (SB 1670) that would create limited
online privacy rights and obligations in the state. The legislation – which is yet to be named but for our purposes will be referred to as
the 2020 Florida Consumer Privacy Act (Act) – appears to be very similar to the Nevada Online Privacy Protection Act, which was
amended last year to add a right to opt-out of sales of covered information. The Act is therefore distinguishable from the California
Consumer Privacy Act (CCPA) and more akin to the California Online Privacy Protection Act (CalOPPA).
Children’s Privacy Statement
This children’s privacy statement explains our practices with respect to the online collection and use of personal information from
children under the age of thirteen, and provides important information regarding their rights under federal law with respect to such
information.
•This Site is not directed to children under the age of thirteen and we do NOT knowingly collect personally identifiable information
from children under the age of thirteen as part of the Site. We screen users who wish to provide personal information in order to
prevent users under the age of thirteen from providing such information. If we become aware that we have inadvertently received
personally identifiable information from a user under the age of thirteen as part of the Site, we will delete such information from our
records. If we change our practices in the future, we will obtain prior, verifiable parental consent before collecting any personally
identifiable information from children under the age of thirteen as part of the Site.
•Because we do not collect any personally identifiable information from children under the age of thirteen as part of the Site, we also
do NOT knowingly distribute such information to third parties.
•We do NOT knowingly allow children under the age of thirteen to publicly post or otherwise distribute personally identifiable contact
information through the Site.
•Because we do not collect any personally identifiable information from children under the age of thirteen as part of the Site, we do
NOT condition the participation of a child under thirteen in the Site’s online activities on providing personally identifiable
information.
CONTROLLER
Lavish Branding Academy is the controller and responsible for your personal data (collectively referred to as “Company”, “we”, “us” or
“our” in this privacy policy).
We have appointed a data protection officer (DPO) who is responsible for overseeing questions in relation to this privacy policy. If you
have any questions about this privacy policy, including any requests to exercise your legal rights, please contact the DPO using the
details set out below.
CONTACT DETAILS
If you have any questions about this privacy policy or our privacy practices, please contact our DPO in the following ways:
Full name of legal entity: Live N Lavish Events, LLC
Email address: [email protected]
Postal address: P.O. Box 31532 Palm Beach Gardens, FL 33420
Telephone number: (561) 574-1246
You have the right to make a complaint at any time to the Information Commissioner’s Office (ICO), the UK supervisory authority for
data protection issues (www.ico.org.uk). We would, however, appreciate the chance to deal with your concerns before you approach
the ICO so please contact us in the first instance.
CHANGES TO THE PRIVACY POLICY AND YOUR DUTY TO INFORM US OF CHANGES
We keep our privacy policy under regular review. It is important that the personal data we hold about you is accurate and current.
Please keep us informed if your personal data changes during your relationship with us.
THIRD-PARTY LINKS
This website may include links to third-party websites, plug-ins and applications. Clicking on those links or enabling those
connections may allow third parties to collect or share data about you. We do not control these third-party websites and are not
responsible for their privacy statements. When you leave our website, we encourage you to read the privacy policy of every website
you visit.
2.THE DATA WE COLLECT ABOUT YOU
Personal data, or personal information, means any information about an individual from which that person can be identified. It does
not include data where the identity has been removed (anonymous data).
We may collect, use, store and transfer different kinds of personal data about you which we have grouped together as follows:
•Identity Data includes first name, maiden name, last name, username or similar identifier, marital status, title, date of birth and
gender.
•Contact Data includes billing address, delivery address, email address and telephone numbers.
•Financial Data includes bank account and payment card details.
•Transaction Data includes details about payments to and from you and other details of products and services you have purchased
from us.
•Technical Data includes internet protocol (IP) address, your login data, browser type and version, time zone setting and location,
browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access this
website.
•Profile Data includes your username and password, purchases or orders made by you, your interests, preferences, feedback and
survey responses.
•Usage Data includes information about how you use our website, products and services.
•Marketing and Communications Data includes your preferences in receiving marketing from us and our third parties and your
communication preferences.
We also collect, use and share “Aggregated Data” such as statistical or demographic data for any purpose. Aggregated Data could be
derived from your personal data but is not considered personal data in law as this data will not directly or indirectly reveal your
identity. For example, we may aggregate your Usage Data to calculate the percentage of users accessing a specific website feature.
However, if we combine or connect Aggregated Data with your personal data so that it can directly or indirectly identify you, we treat
the combined data as personal data which will be used in accordance with this privacy policy.
We do not collect any “Special Categories of Personal Data” about you (this includes details about your race or ethnicity, religious or
philosophical beliefs, sex life, sexual orientation, political opinions, trade union membership, information about your health, and
genetic and biometric data). Nor do we collect any information about criminal convictions and offenses.
IF YOU FAIL TO PROVIDE PERSONAL DATA
Where we need to collect personal data by law, or under the terms of a contract we have with you, and you fail to provide that data
when requested, we may not be able to perform the contract we have or are trying to enter into with you (for example, to provide you
with goods or services). In this case, we may have to cancel a product or service you have with us but we will notify you if this is the
case at the time.
3. HOW IS YOUR PERSONAL DATA COLLECTED?
We use different methods to collect data from and about you including through:
•Direct interactions. You may give us your Identity, Contact and Financial Data by filling in forms or by corresponding with us by
post, phone, email or otherwise. This includes personal data you provide when you:
•apply for our products or services;
•create an account on our website;
•subscribe to our service or publications;
•request marketing to be sent to you;
•enter a competition, promotion or survey; or
•give us feedback or contact us.
•Automated technologies or interactions. As you interact with our website, we will automatically collect “Technical Data” about
your equipment, browsing actions and patterns. We collect this personal data by using cookies, server logs and other similar
technologies. We may also receive Technical Data about you if you visit other websites employing our cookies. A “cookie” is a small
data file that the Site transfers to your computer for storage to allow our server to “remember” certain information that identifies you
as an individual. The Company may use Technical Data for general marketing purposes, to retain changes that you made, and to help
enhance customer experience on the Site and you hereby consent to such use by the Company.
•Third parties or publicly available sources. We will receive personal data about you from various third parties and public sources
as set out below:
•Technical Data from the following parties:
(a)Analytics providers such as Google and Facebook based inside or outside the EU;
(b)Advertising networks such as Facebook based inside or outside the EU;
(c)Search information providers such as Google and Facebook based inside or outside the EU;
(d)Contact, Financial and Transaction Data from providers of technical, payment and delivery services;
(e)Identity and Contact Data from data brokers or aggregators based inside or outside the EU; and
(f)Identity and Contact Data from publicly available sources such as Companies House and the Electoral Register based inside the EU.
4. HOW WE USE YOUR PERSONAL DATA
We will only use your personal data when the law allows us to. Most commonly, we will use your personal data in the following
circumstances:
•Where we need to perform the contract we are about to enter into or have entered into with you.
•Where it is necessary for our legitimate interests (or those of a third party) and your interests and fundamental rights do not override
those interests.
•Where we need to comply with a legal obligation.
See “Lawful Basis” in the Glossary to find out more about the types of lawful basis that we will rely on to process your personal data.
Generally, we do not rely on consent as a legal basis for processing your personal data although we will get your consent before
sending third party direct marketing communications to you via email or text message. You have the right to withdraw consent to
marketing at any time by contacting us.
PURPOSES FOR WHICH WE WILL USE YOUR PERSONAL DATA
We have set out below, in a table format, a description of all the ways we plan to use your personal data, and which of the legal bases
we rely on to do so. We have also identified what our legitimate interests are where appropriate.
Note that we may process your personal data for more than one lawful ground depending on the specific purpose for which we are
using your data. Please contact us if you need details about the specific legal ground we are relying on to process your personal data
where more than one ground has been set out in the table below.
Purpose/Activity Type of data Lawful basis for processing including basis of legitimate interest
To register you as a new customer
(a) Identity
(b) Contact
Performance of a contract with you
To process and deliver your order including:
(a) Manage payments, fees and charges
(b) Collect and recover money owed to us
(a) Identity
(b) Contact
(c) Financial
(d) Transaction
(e) Marketing and
Communications
(a) Performance of a contract with you
(b) Necessary for our legitimate interests
(to recover debts due to us)
To manage our relationship with you which will include:
(a) Notifying you about changes to our terms or privacy
policy
(b) Asking you to leave a review or take a survey
(a) Identity
(b) Contact
(c) Profile
(d) Marketing and
Communications
(a) Performance of a contract with you
(b) Necessary to comply with a legal obligation
(c) Necessary for our legitimate interests
(to keep our records updated and to study
how customers use our products/services)
To enable you to partake in a prize draw, competition or
complete a survey
(a) Identity
(b) Contact
(c) Profile
(d) Usage
(e) Marketing and
Communications
(a) Performance of a contract with you
(b) Necessary for our legitimate interests (to study how customers use
our products/services, to develop them and grow
our business)
To administer and protect our business and this website
(including troubleshooting, data analysis, testing, system
maintenance, support, reporting and hosting of data)
(a) Identity
(b) Contact
(c) Technical
(a) Necessary for our legitimate interests
(for running our business, provision of administration
and IT services, network security, to prevent fraud
and in the context of a business reorganization or
group restructuring exercise)
(b) Necessary to comply with a legal obligation
To deliver relevant website content and advertisements to
you and measure or understand the effectiveness of the
advertising we serve to you
(a) Identity
(b) Contact
(c) Profile
(d) Usage
(e) Marketing and
Communications
(f) Technical
Necessary for our legitimate interests (to study
how customers use our products/services,
to develop them, to grow our business and
to inform our marketing strategy)
To use data analytics to improve our website,
products/services, marketing, customer relationships and
(a) Technical
(b) Usage
Necessary for our legitimate interests (to define
types of customers for our products and services,
experiences
to keep our website updated and relevant, to
develop our business and to inform our
marketing strategy)
To make suggestions and recommendations to you about
goods or services that may be of interest to you
(a) Identity
(b) Contact
(c) Technical
(d) Usage
(e) Profile
(f) Marketing and
Communications
Necessary for our legitimate interests
(to develop our products/services and grow
our business)
MARKETING
We strive to provide you with choices regarding certain personal data uses, particularly around marketing and advertising.
PROMOTIONAL OFFERS FROM US
We may use your Identity, Contact, Technical, Usage and Profile Data to form a view on what we think you may want or need, or what
may be of interest to you. This is how we decide which products, services and offers may be relevant for you (we call this marketing).
You will receive marketing communications from us if you have requested information from us or purchased goods or services from
us and you have not opted out of receiving that marketing.
THIRD-PARTY MARKETING
We will get your express opt-in consent before we share your personal data with any third party for marketing purposes.
OPTING OUT
You can ask us or third parties to stop sending you marketing messages at any time by following the opt-out links on any marketing
message sent to you or by contacting us at any time.
Where you opt out of receiving these marketing messages, this will not apply to personal data provided to us as a result of a
product/service purchase, product/service experience, or other transactions.
COOKIES
You can set your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. If you disable or
refuse cookies, please note that some parts of this website may become inaccessible or not function properly.
CHANGE OF PURPOSE
We will only use your personal data for the purposes for which we collected it, unless we reasonably consider that we need to use it
for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing
for the new purpose is compatible with the original purpose, please contact us.
If we need to use your personal data for an unrelated purpose, we will notify you and we will explain the legal basis which allows us to
do so.
Please note that we may process your personal data without your knowledge or consent, in compliance with the above rules, where
this is required or permitted by law.
5. DISCLOSURES OF YOUR PERSONAL DATA
We may share your personal data with the parties set out below for the purposes set out in the table above.
•Internal Third Parties as set out in the Glossary.
•External Third Parties as set out in the Glossary.
•Third parties to whom we may choose to sell, transfer or merge parts of our business or our assets. Alternatively, we may seek to
acquire other businesses or merge with them. If a change happens to our business, then the new owners may use your personal data
in the same way as set out in this privacy policy.
We require all third parties to respect the security of your personal data and to treat it in accordance with the law. We do not allow our
third-party service providers to use your personal data for their own purposes and only permit them to process your personal data for
specified purposes and in accordance with our instructions.
6. INTERNATIONAL TRANSFERS
We share your personal data within our group of companies which may involve transferring your data outside the European Economic
Area (EEA).
Some of our external third parties are based outside the EEA so their processing of your personal data may involve a transfer of data
outside the EEA.
Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least
one of the following safeguards is implemented:
•We will only transfer your personal data to countries that have been deemed to provide an adequate level of protection for personal
data by the European Commission;
•Where we use certain service providers, we may use specific contracts approved by the European Commission which give personal
data the same protection it has in Europe; or
•Where we use providers based in the US, we may transfer data to them if they are part of the Privacy Shield which requires them to
provide similar protection to personal data shared between Europe and the US.
Please contact us if you want further information on the specific mechanism used by us when transferring your personal data out of
the EEA.
7. DATA SECURITY
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in
an unauthorized way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors
and other third parties who have a business need to know. They will only process your personal data on our instructions and they are
subject to a duty of confidentiality.
We have put in place procedures to deal with any suspected personal data breach and will notify you and any applicable regulator of
a breach where we are legally required to do so.
8. DATA RETENTION
HOW LONG WILL YOU USE MY PERSONAL DATA FOR?
We will only retain your personal data for as long as reasonably necessary to fulfil the purposes we collected it for, including for the
purposes of satisfying any legal, regulatory, tax, accounting or reporting requirements. We may retain your personal data for a longer
period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data,
the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your
personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting
or other requirements.
For tax purposes, the law requires us to keep basic information about our customers (including Contact, Identity, Financial and
Transaction Data) for six years after they cease being customers.
In some circumstances we will anonymize your personal data (so that it can no longer be associated with you) for research or
statistical purposes, in which case we may use this information indefinitely without further notice to you.
9. YOUR LEGAL RIGHTS
Under certain circumstances, you have the following rights under data protection laws in relation to your personal data. Please
review the Glossary to learn more about these rights.
•Request access to your personal data.
•Request correction of your personal data.
•Request erasure of your personal data.
•Object to processing of your personal data.
•Request restriction of processing your personal data.
•Request transfer of your personal data.
•Right to withdraw consent.
If you wish to exercise any of the rights set out above, please contact us .
NO FEE USUALLY REQUIRED
You will not have to pay a fee to access your personal data (or to exercise any of the other rights). However, we may charge a
reasonable fee if your request is clearly unfounded, repetitive or excessive. Alternatively, we could refuse to comply with your request
in these circumstances.
WHAT WE MAY NEED FROM YOU
We may need to request specific information from you to help us confirm your identity and ensure your right to access your personal
data (or to exercise any of your other rights). This is a security measure to ensure that personal data is not disclosed to any person
who has no right to receive it. We may also contact you to ask you for further information in relation to your request to speed up our
response.
TIME LIMIT TO RESPOND
We try to respond to all legitimate requests within one month. Occasionally it could take us longer than a month if your request is
particularly complex or you have made a number of requests. In this case, we will notify you and keep you updated.
10. GLOSSARY
LAWFUL BASIS
Legitimate Interest means the interest of our business in conducting and managing our business to enable us to give you the best
service/product and the best and most secure experience. We make sure we consider and balance any potential impact on you (both
positive and negative) and your rights before we process your personal data for our legitimate interests. We do not use your personal
data for activities where our interests are overridden by the impact on you (unless we have your consent or are otherwise required or
permitted to by law). You can obtain further information about how we assess our legitimate interests against any potential impact on
you in respect of specific activities by contacting us.
Performance of Contract means processing your data where it is necessary for the performance of a contract to which you are a
party or to take steps at your request before entering into such a contract.
Comply with a legal obligation means processing your personal data where it is necessary for compliance with a legal obligation
that we are subject to.
THIRD PARTIES
Internal Third Parties
Other companies in Company’s Group acting as joint controllers or processors, for marketing purposes.
External Third Parties
•Service providers based inside and outside of the United States who provide IT and system administration services.
•Professional advisers including lawyers, bankers, auditors and insurers based in the Unites States who provide consultancy, banking,
legal, insurance and accounting services.
•Digital marketing agencies acting as processors based in the United States who provide digital marketing services.
YOUR LEGAL RIGHTS
You have the right to:
Request access to your personal data (commonly known as a “data subject access request”). This enables you to receive a copy of the
personal data we hold about you and to check that we are lawfully processing it.
Request correction of the personal data that we hold about you. This enables you to have any incomplete or inaccurate data we hold
about you corrected, though we may need to verify the accuracy of the new data you provide to us.
Request erasure of your personal data. This enables you to ask us to delete or remove personal data where there is no good reason
for us continuing to process it. You also have the right to ask us to delete or remove your personal data where you have successfully
exercised your right to object to processing (see below), where we may have processed your information unlawfully or where we are
required to erase your personal data to comply with local law. Note, however, that we may not always be able to comply with your
request of erasure for specific legal reasons which will be notified to you, if applicable, at the time of your request.
Object to processing of your personal data where we are relying on a legitimate interest (or those of a third party) and there is
something about your particular situation which makes you want to object to processing on this ground as you feel it impacts on your
fundamental rights and freedoms. You also have the right to object where we are processing your personal data for direct marketing
purposes. In some cases, we may demonstrate that we have compelling legitimate grounds to process your information which
override your rights and freedoms.
Request restriction of processing of your personal data. This enables you to ask us to suspend the processing of your personal data
in the following scenarios:
•If you want us to establish the data’s accuracy.
•Where our use of the data is unlawful but you do not want us to erase it.
•Where you need us to hold the data even if we no longer require it as you need it to establish, exercise or defend legal claims.
•You have objected to our use of your data but we need to verify whether we have overriding legitimate grounds to use it.
Request the transfer of your personal data to you or to a third party. We will provide to you, or a third party you have chosen, your
personal data in a structured, commonly used, machine-readable format. Note that this right only applies to automated information
which you initially provided consent for us to use or where we used the information to perform a contract with you.
Withdraw consent at any time where we are relying on consent to process your personal data. However, this will not affect the
lawfulness of any processing carried out before you withdraw your consent. If you withdraw your consent, we may not be able to
provide certain products or services to you. We will advise you if this is the case at the time you withdraw your consent.